Payment Processing Times

These are the estimated payment processing times for each payment method. Payments submitted after the cut-off time are processed the next business day (Monday-Friday, excluding holidays).

Payment Method Cut-off Time Funding Estimated Time to Recipient
Virtual Card 6:00 PM EST 72 hours 2-4 business days
ACH 6:00 PM EST 72 hours 2-5 business days
Check 4:00 PM EST

Checks are mailed the next day

3-5 business days

Payments are not processed during the following USA bank holidays:

  • New Year’s Day (January 1)
  • Martin Luther King Jr. Day (third Monday in January)
  • Presidents Day (third Monday in February)
  • Memorial Day (last Monday in May)
  • Juneteenth (June 19)
  • Independence Day (July 4)
  • Labor Day (first Monday of September)
  • Columbus Day (second Monday of October)
  • Veteran’s Day (November 11)
  • Thanksgiving (fourth Thursday of November)
  • Christmas Day (December 25)
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